Should I Contact Sunrise Credit Services? Give them a call at 1-84 or Check out our review of their service. They’ll take care of you, and honestly a credit repair company usually get negative items removed quicker than if you try to do it yourself. Lastly, if you’re the type of person who would rather have a credit repair company handle it and just be done with the whole thing, I suggest you check out Lexington Law Credit Repair.
#Sunrise credit services professional#
Have a Professional Remove the Collection Without that proof, they don’t have to remove it from the credit report and you’ll have paid them, losing your leverage. Don’t pay Sunrise until you have proof that they agree to delete the debt from your credit report if you pay it. You may go back and forth with negotiations for a bit, so bid low to start, so you have room to meet them halfway when they increase the offer. It’s called a pay for delete and it means Sunrise promises to remove the tradeline from your credit report in exchange for the agreed upon settlement.
In your offer, include the requirement that Sunrise deletes the collection account from your credit report. Think about what you can afford and pitch an offer. The good news is Sunrise likely bought the debt for a fraction of what it’s worth. Getting it off your credit report helps your credit score and chances of securing future credit even with the defaulted debt from the original creditor on your credit report.īut you still owe the money. Once you do one of the two steps (or both), you are still on the hook for the debt. While they do the same things you do to dispute the debt, the professionals know what to look for and may find even the most minute detail they can dispute that you may have missed. If you’re not comfortable handling it yourself or you aren’t sure if there’s anything to dispute, hire a credit repair agency to do it for you. You can do this yourself by writing a dispute letter explaining why you think the account is reported in error and include proof of the errors. If Sunrise validates the debt but reports something wrong on your credit report, you can dispute the debt. This doesn’t mean you don’t owe it, you may have to dig a little further, but at least you can get it off your credit report. If they can’t validate your request, they must remove it from your credit report. Sunrise has 30 days to respond to your request.
#Sunrise credit services how to#
How to Remove Sunrise Credit Services From Your Credit Report
Let’s get into the specific methods you can use in order to remove Sunrise Credit Services from your credit report. If you have received a call or letter from Sunrise Credit Services where they have demanded payment, it’s generally best to hold off on paying until you have a solid game plan.įor example, before you pay off a collection agency it’s a good idea to try and negotiate not only a lower price, but also removal of the collection account from your credit report. These complaints claim Sunrise Credit uses harassment as a collection tactic. While Sunrise Credit Service is a legitimate debt collector, they are not accredited with the Better Business Bureau, and have hundreds of complaints with both the Better Business Bureau and the Consumer Financial Protection Bureau. Here are some of the types of debts Sunrise Credit Services collects: This means that they generally purchase debts from other companies for less than the balance and then attempt to collect the entire amount. Sunrise Credit Services are considered a late stage debt collector. Their parent company Sunrise Family of Companies includes several other companies such as Sunrise Capital Management. Sunrise Credit Services is collection agency based out of Farmingdale, New York. Will Sunrise Credit Services Sue Me or Garnish My Wages?.How To Stop Debt Collectors From Calling.Should I Contact Sunrise Credit Services?.How to Remove Sunrise Credit Services From Your Credit Report.